SpiralHQ
Pricing

Plans that scale from solo to practice

Cancel anytime. Monthly plans are non-refundable. Annual plans can be refunded for remaining months.

Simple, honest pricing

Start free. Upgrade when it pays for itself

No setup fees, no per-invoice charges, cancel anytime. Every plan includes the live tax estimate.

Solo
For freelancers just starting out
£0/mo forever
no card required
Start free
Up to 5 invoices / month
Expense tracking
Card & bank payments
Live tax estimate
Mobile app
Most popular
Professional
For growing businesses & trades
£10/mo
billed annually · 2 months free
Start 30-day trial
Unlimited invoices
Automatic payment reminders
Open Banking reconciliation
MTD VAT filing
Recurring invoices
Priority support
Practice
For accountants & bookkeepers
£24/mo
billed annually · 2 months free
Talk to sales
Everything in Professional
Multi-client dashboard
Client permissions & roles
Bulk MTD submissions
White-label invoices
Dedicated account manager
Questions, answered

Everything you were about to ask

Is Spiral HQ recognised by HMRC?

Yes. Spiral is on HMRC’s list of recognised software for Making Tax Digital, so your VAT returns and Self Assessment submissions are fully compliant.

Do I need a card to start?

No. The Solo plan is free forever and the Professional trial runs 30 days with no card required. We’ll remind you before anything is charged.

What happens when I cross the VAT threshold?

Spiral watches your rolling turnover and warns you as you approach £90,000, then walks you through registering and switching on MTD VAT — no nasty surprises.

Can my accountant access my books?

Absolutely. Invite your accountant with the right permissions, or if they use Spiral’s Practice plan they can manage you alongside their other clients.

Will it work for my trade?

Spiral is built for the full spread of UK small business — freelancers, tradespeople, creators, landlords and SMEs. The dashboard adapts to how you work.

How secure is my financial data?

Bank-level 256-bit encryption, UK data residency, and read-only Open Banking connections. We never store your banking credentials.

Can I edit an invoice after it is sent?

Sent invoices are locked for compliance. Spiral guides you through cancel and regenerate flows with audit trails.

What is your refund policy?

Monthly plans are non-refundable. Annual plans can be refunded for remaining unused months if you cancel early.

Does Spiral support multiple tax regimes?

Yes. Configure VAT, GST, and local tax rules with validations to keep invoices compliant.

How do reminders and follow-ups work?

Define reminder sequences by segment and payment terms. Spiral tracks delivery and responses automatically.

Is there a customer portal?

Yes. Customers can view invoice status, download PDFs, and pay directly from a branded portal.

Get paid faster and stay right with HMRC

Join 24,000+ UK businesses running their money on Spiral HQ. Free to start, no card required.

4.9/5 · 30-day free trial · Cancel anytime