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Tax & MTD

Tax that's handled all year — not panicked in January

Spiral keeps a live estimate of what you owe, sets money aside as you earn, and files your VAT and Self Assessment straight to HMRC. Fully recognised for Making Tax Digital.

£0
surprise tax bills
3 taps
to file MTD
HMRC
recognised
Estimated tax owed On track
£4,218.60
Self Assessment · due 31 Jan 2025
£1,684 already set aside this month
Always know the number

A running tax estimate you can trust

Every invoice and expense updates a live figure for what you'll owe — so the bill is never a shock and you can set the right amount aside as you go.

Live VAT & income-tax estimate
Auto set-aside as you get paid
No more year-end guesswork
Estimated tax owed On track
£4,218.60
Self Assessment · due 31 Jan 2025
£1,684 already set aside this month
The full VAT return

Your 9-box return, filled in for you

Spiral builds the complete MTD VAT return from your data — all nine boxes in HMRC order, Box 5 called out — ready to check and submit in a few taps.

All 9 boxes, HMRC order
Auto-flips pay vs reclaim
Submitted digitally, recognised by HMRC
VAT to pay HMRC
£4,218.60
Period Jul–Sep 2026
1 VAT due on sales and other outputs £6,480.00
2 VAT due on acquisitions from EU member states £0.00
3 Total VAT due (1 + 2) £6,480.00
4 VAT reclaimed on purchases and other inputs £2,261.40
5 Net VAT to pay to HMRC or reclaim (3 − 4) £4,218.60
6 Total value of sales excluding VAT £32,400
7 Total value of purchases excluding VAT £11,307
8 Total value of EU supplies of goods £0
9 Total value of EU acquisitions of goods £0
Never miss a date

Every deadline, tracked for you

A personalised calendar of your VAT and Self Assessment dates, with reminders that land in good time — so filing is calm and on schedule, every quarter.

Personalised deadline calendar
Timely reminders before each date
Self Assessment & VAT in one place
Your 2026/27 deadlines
7
Aug
VAT return Q2 Filed
5
Oct
Register for Self Assessment
7
Nov
VAT return Q3 In 24 days
31
Jan
Self Assessment & payment
Three steps

Tax, on autopilot

1
Track

Spiral estimates your tax live as money moves through your business.

2
Set aside

The right amount is ring-fenced automatically, so it’s always covered.

3
File

Submit VAT and Self Assessment straight to HMRC — recognised and compliant.

Tax pulls from the whole picture

Invoicing

Send branded invoices and let Spiral chase them.
Expenses

Snap receipts and reclaim VAT automatically.
Payments

Take card, bank and Direct Debit right on the invoice.

Get paid faster and stay right with HMRC

Join 24,000+ UK businesses running their money on Spiral HQ. Free to start, no card required.

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