SpiralHQ
Now recognised by HMRC for Making Tax Digital

Invoicing and tax,
finally off your plate.

Send polished invoices, chase them automatically, and always know what you owe HMRC. Spiral HQ runs the money admin so you can get back to the work you’re paid for.

4.9/5 from 2,400+ businesses
app.spiralhq.co
SpiralHQ
Dashboard
Invoices
Expenses
Payments
Taxes
Customers
Good morning, James
Mon, 15 Jan · FY 2024–25
New Invoice
Revenue
£8,420
+12%
Outstanding
£2,050
3 invoices
Tax set aside
£1,684
On track
Recent invoices
AS
Acme Solutions Ltd
INV-0087
£2,880.00 Paid
B&
Barclays & Co
INV-0086
£1,240.00 Pending
BW
Blue Wave Ltd
INV-0082
£744.00 Bad debt
NS
Northwind Studio
INV-0081
£3,150.00 Paid
Acme Solutions paid you
£2,880.00 · just now
+£2,880
HMRC-recognised
Making Tax Digital
Bank-level security
256-bit encryption
£420m+ invoiced
through Spiral HQ
Open Banking
Auto-reconciled
One place for the money side

Everything you invoice, spend, and owe — in sync

Stop stitching together a spreadsheet, a banking app, and a shoebox of receipts. Spiral HQ connects the whole money story, from "sent" to "settled" to "filed".

Invoicing that chases itself

Send branded invoices in seconds and let automatic reminders do the awkward follow-ups. Watch each one move from draft to paid without lifting a finger.

DRAFT PENDING PAID
Snap-and-file expenses

Photograph a receipt and Spiral reads the amount, VAT and category for you — reclaim-ready.

Travel
£42.00
VAT reclaimed
Meals
£18.50
VAT reclaimed
Get paid, every way

Card, bank transfer, Direct Debit or Apple Pay — right from the invoice. Money lands faster.

Card
Bank transfer
Direct Debit
Apple Pay
Your bank feed, auto-reconciled

Connect your account through Open Banking and Spiral matches payments to invoices automatically — so your books are always current, never a January scramble.

Barclays Business · 3 payments matched today Reconciled
The Spiral difference

The only invoicing tool that keeps you right with HMRC

Most tools stop at "invoice sent". Spiral carries the number all the way through to your tax return — so tax stops being a deadline you dread.

Know what you owe, always
A live tax estimate updates with every invoice and expense — no more year-end surprises.
Set money aside automatically
Spiral ring-fences the right amount as you earn, so the bill is already covered when it lands.
File MTD in a few taps
Submit VAT returns and Self Assessment straight to HMRC — recognised and fully compliant.
See how MTD works
Estimated tax owed On track
£4,218.60
Self Assessment · due 31 Jan 2025
£1,684 already set aside this month
Loved by 24,000+ businesses

Whatever you do, Spiral speaks your trade

Freelancer

"I used to spend the last week of every month building invoices and reminders by hand. Spiral does it while I sleep — I get paid faster and I barely think about it."

BM
Bhavana Mahesh
Freelance designer
Paid 11 days faster
Trade

"I raise the invoice from the van before I’ve packed up the tools. Half my customers have paid by card before I’m home. Game changer for cashflow."

DR
Dave Roberts
Plumber · Leeds
92% paid same-day
Accountant

"We moved our whole practice over. Seeing every client’s VAT position and MTD status on one screen has saved us genuinely hundreds of hours a year."

SL
Sarah Lindqvist
Practice owner
40 clients migrated
Creator

"Income from six platforms, expenses everywhere, and I never knew my real take-home. Spiral untangled all of it and told me what to set aside for tax."

MK
Mo Karim
Content creator
£3,100 tax saved
Connected, not siloed

Plays nicely with the tools you already use

Bank feeds, accountants' software, payment providers and your storefront — connect once and Spiral keeps everything reconciled.

Barclays
Starling
Monzo
HSBC
Xero
QuickBooks
Stripe
PayPal
Zapier
Shopify
Google
Dropbox
Simple, honest pricing

Start free. Upgrade when it pays for itself

No setup fees, no per-invoice charges, cancel anytime. Every plan includes the live tax estimate.

Solo
For freelancers just starting out
£0/mo forever
no card required
Start free
Up to 5 invoices / month
Expense tracking
Card & bank payments
Live tax estimate
Mobile app
Most popular
Professional
For growing businesses & trades
£10/mo
billed annually · 2 months free
Start 30-day trial
Unlimited invoices
Automatic payment reminders
Open Banking reconciliation
MTD VAT filing
Recurring invoices
Priority support
Practice
For accountants & bookkeepers
£24/mo
billed annually · 2 months free
Talk to sales
Everything in Professional
Multi-client dashboard
Client permissions & roles
Bulk MTD submissions
White-label invoices
Dedicated account manager
Questions, answered

Everything you were about to ask

Is Spiral HQ recognised by HMRC?

Yes. Spiral is on HMRC’s list of recognised software for Making Tax Digital, so your VAT returns and Self Assessment submissions are fully compliant.

Do I need a card to start?

No. The Solo plan is free forever and the Professional trial runs 30 days with no card required. We’ll remind you before anything is charged.

What happens when I cross the VAT threshold?

Spiral watches your rolling turnover and warns you as you approach £90,000, then walks you through registering and switching on MTD VAT — no nasty surprises.

Can my accountant access my books?

Absolutely. Invite your accountant with the right permissions, or if they use Spiral’s Practice plan they can manage you alongside their other clients.

Will it work for my trade?

Spiral is built for the full spread of UK small business — freelancers, tradespeople, creators, landlords and SMEs. The dashboard adapts to how you work.

How secure is my financial data?

Bank-level 256-bit encryption, UK data residency, and read-only Open Banking connections. We never store your banking credentials.

Can I edit an invoice after it is sent?

Sent invoices are locked for compliance. Spiral guides you through cancel and regenerate flows with audit trails.

What is your refund policy?

Monthly plans are non-refundable. Annual plans can be refunded for remaining unused months if you cancel early.

Does Spiral support multiple tax regimes?

Yes. Configure VAT, GST, and local tax rules with validations to keep invoices compliant.

How do reminders and follow-ups work?

Define reminder sequences by segment and payment terms. Spiral tracks delivery and responses automatically.

Is there a customer portal?

Yes. Customers can view invoice status, download PDFs, and pay directly from a branded portal.

Get paid faster and stay right with HMRC

Join 24,000+ UK businesses running their money on Spiral HQ. Free to start, no card required.

4.9/5 · 30-day free trial · Cancel anytime